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The Money Club.Org

The Money Club.Org logo
A nonprofit teaching financial literacy, design thinking, AI, and public speaking.

How It Works

Students working together

Build products. Price them. Sell them.

Many kids already earn money in small ways—babysitting, tutoring, selling online.

The program builds on that.

Students get a project budget and work in teams to build something people might actually pay for.

They test it, get feedback, and adjust. The goal is simple: understand what makes something worth paying for.

The Process Students Use

A simple, repeatable process:

1. Notice problems

What could work better?

2. Generate ideas

Explore options before choosing one.

3. Build something simple

Product, service, or app concept.

4. Test it

Get feedback from real people.

5. Improve it

Adjust based on what works.

6. Prove it

Show why someone would choose it, use it, or pay for it.

Instructor and students packaging products together

Build with AI

Students using laptops to build and test ideas

Students use AI as a build tool to research faster, prototype more quickly, and test stronger ideas.

They use it to:

  • Research markets and understand customers
  • Analyze information and spot opportunities
  • Model simple business cases
  • Create media and marketing
  • Build basic websites and app concepts

The goal isn’t just to use AI.

It’s to use it to build something that actually works.

Financial Literacy

Students interviewing a customer at a table

In most programs, money is explained. Here, it’s used.

Students work through:

  • Cost vs. price vs. margin
  • How pricing affects demand
  • Why some ideas make money—and others don’t
  • How decisions impact results

They see the outcome directly.

Through their own project.

The Maker Market

Students presenting ideas at a live maker market

The program ends with a live Maker Market.

Each team presents what they built.

Products.

Services.

Apps. Ideas.

Every participant receives virtual cash and chooses what to spend it on.

That creates one real question. No grades. Just decisions.

Why would someone choose this?

Learn More

Free Info Session — Learn About The Money Club.Org

📅 April 18 • Live video • 30 minutes

We’ll walk through the program and answer questions. Save your spot and we’ll send the link.

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Small groups • Ages 10–16 • Downtown Toronto • UTSU Student Commons Ready to register now? Complete registration here →

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