Last updated: February 8, 2026

These Program Terms & Payment Policy (“Terms”) apply to registrations for The Money Club.Org (“we”, “us”, “our”). By registering and/or making a payment, you (“Parent/Guardian”, “you”) agree to these Terms.

🚀 Program Overview

Who is it for? Curious kids ages 11–17

How much? $1,500 per student (plus 13% HST)

How long? 4-week summer day program

Where? UTSU Student Commons, 230 College Street, Toronto, ON M5T 1R2

When?

• Daily: 9:30am-3:30pm
• Session 1: July 6–31
• Session 2: August 4-26

✅ Registration & Seat Confirmation

• Submitting the reservation form indicates your intent to enroll.
• A seat is confirmed only when payment is received:
  • Credit card: confirmed once payment is successfully completed
  • e-Transfer: confirmed once the transfer is received and matched to your registration code
• If we cannot match a payment to a registration (for example, missing code), confirmation may be delayed.

💰 Program Fee + HST

• Program fee: $1,500 CAD per student, per session
• HST: 13% (Ontario) is added to the program fee

Program fees are not charitable donations and are not eligible for donation tax receipts.

💳 Payment Methods

You can pay by:

1. Interac e-Transfer (no processing surcharge)
2. Credit Card (credit card surcharge applies)

⚠️ Credit Card Surcharge (2.4%)

If you choose to pay by credit card, a 2.4% credit card surcharge applies to help cover card processing costs.

• The surcharge is shown before you pay and appears as a separate line item on your receipt.
• The surcharge applies to credit card payments only (not e-Transfer).
• The surcharge will not exceed applicable network caps (maximum 2.4%) or our actual cost of credit card acceptance.

🔁 Refunds & Cancellations

✅ Refunds requested on or before June 1, 2026
Refund requests must be emailed to [email protected] from the same email address used to register.

• e-Transfer payments: full refund of the program fee + HST
• Credit card payments: refund of the program fee + HST
  The credit card processing surcharge is non-refundable (it covers processing costs already incurred)

❌ After June 1, 2026
Program fees are non-refundable.

🛑 If we cancel a session
If The Money Club.Org cancels a session (for example, safety issues, venue issues, or insufficient enrollment), we will offer your choice of:

• a full refund of amounts paid (including HST and any credit card surcharge), or
• a transfer to another session (if space is available)

🔄 Transfers Between Sessions

Transfers between Session 1 and Session 2 may be possible only if space is available and must be requested in writing at [email protected].

📝 Student Registration & Consent Form Required

After payment, you will receive our Student Registration & Consent Form (including emergency contact details and permissions).
Students may not participate until the completed form is received.

🗓️ Attendance, Missed Days, & Illness

• Missed days do not create an entitlement to a refund.
• If a student is sick, please keep them home and notify us by email.

🤝 Code of Conduct & Safety

Students are expected to:

• follow instructor directions and safety rules,
• treat others respectfully,
• use materials and spaces responsibly.

We may contact a parent/guardian for early pickup if needed. In serious cases, we reserve the right to remove a student from the program for safety or behavioural reasons. (Fees remain non-refundable.)

📸 Photos, Video, & Communications

Media preferences (photo/video consent) are collected in the Student Registration & Consent Form.

We may contact you by email or phone regarding program operations, scheduling, receipts, refunds, and required forms.

🧩 Changes to the Program

We may make reasonable changes to scheduling, instructors, activities, or materials. Any significant changes will be communicated by email.

📬 Contact

Support email: [email protected]
Schedule a meeting: Calendar

⚖️ Governing Law

These Terms are governed by the laws of Ontario and Canada applicable in Ontario.