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The Money Club.Org

The Money Club.Org logo
A nonprofit teaching financial literacy, design thinking, and public speaking.

Toronto Kids Summer Camp 2026: Economic Literacy

Most kids leave school without understanding:

  • how money moves
  • how products are priced
  • or how decisions turn into consequences

The Money Club.Org is a 4-week, instructor-led summer program that teaches kids how money, incentives, and real-world systems actually work.

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What Is This?

Students presenting product ideas

Who is it for? Curious kids ages 11–16
How much? $1,500 per student
How long? 4-week summer day program
Where? UTSU Student Commons, 230 College Street, Toronto, ON M5T 1R2
When?
Daily: 9:30pm-3:30pm
Session 1: July 6–31
Session 2: August 4–28
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Built for learning — not profit

The Money Club.Org is a community-first program.

It is not designed to maximize profit. It is designed to teach financial literacy by example.

That's why we run the program using open-book financials — so families can see exactly where tuition goes, and students can learn by watching money move through a real system.

Why This Matters to Families

This model keeps the program:

  • Accountable
  • Sustainable
  • Focused on outcomes
  • Designed to break even — on purpose

No upselling.

No corner-cutting.

No pressure to scale at the expense of quality.

Expenses (10 Students + 1 Lecturer)

  • Instructor 34%
  • Materials 24%
  • Venue rental 22%
  • Incidentals 10%
  • Overhead 8%
  • Insurance 2%
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How It Works

During the program, students will:

  • Create a product or service
  • Learn basic business math (costs, pricing, margin)
  • Work in teams
  • Practice communication and leadership
  • Prepare and present at a community pitch night

By the end, every student can confidently explain what they built, how it works, and why it matters.

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Students presenting a UX design

The Flywheel

The Money Club.Org flywheel
How the system sustains itself
  • Parents fund the program
  • Students operate real projects
  • Tuition recirculates into materials and instruction
  • Learning compounds each cohort

Who Runs It

Student-led support (adult-supervised)

The Money Club.Org is operated by its student leadership team: Sarah Duong and Alex Goldberg, both students at Humberside Collegiate Institute.

Designed by a practitioner

The Money Club.Org was designed by Jared Goldberg — a product strategist, systems designer, and educator with 15+ years building real-world business platforms.

  • Walmart, Loblaw, and Canadian Tire
  • 10+ years in China-based manufacturing ecosystems
  • Economics, incentives, design thinking, and human behavior
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Jared Goldberg Sarah Duong Alex Goldberg

Curriculum

  • Financial Literacy as Survival Gear Understand gross margin, cash flow, sourcing, and unit economics.
  • Sourcing 101: Where Value Is Actually Made How products are sourced, priced, bundled, and scaled.
  • Market Research: Follow the Money & Problems Find real demand signals and paid problems.
  • Control Brand Playbook Learn how private labels create pricing power.
  • Design Thinking & Human Factor Research Observe behavior and turn friction into opportunities.
  • Cambridge Business Model Canvas Turn insight into a real business model.
  • Go-To-Market: Blast Off Without Burning Fuel Launch fast, test cheaply, and avoid premature scaling.
  • Creative Fundamentals Simple design, photography, and visual clarity that raise perceived value.
  • Marketing: Ride Existing Channels Use marketplaces and partners before building your own platform.
  • Always-On Market Research Track competitors, pricing shifts, and trends.

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Program fee: $1,500 + 13% HST
Refunds available until June 1, 2026.
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