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The Money Club.Org

The Money Club.Org logo
A nonprofit teaching design thinking, how to build with AI, and financial literacy.

Build. Price. Sell.

The Money Club.Org is a startup-style summer program where kids learn how money moves by building real products through guided sprints. Every dollar is visible. Kids receive a $50 build budget to build, price, test and sell a product or service.

This is the model:

  • kids learn financial literacy through radical transparency
  • mentors get meaningful paid work
  • families help kickstart a local feedback loop of learning, demand, and community value

Our problem statement: We are trying to prove that a small, transparent nonprofit can create real value for kids and meaningful work for University of Toronto student mentors.

Program Details
Location
  • UTSU Student Commons
  • 230 College Street, Toronto
Dates
  • July 12th–16th, 2027
  • August 9th–13th, 2027
Program Size
  • Limited to 30 participants
Who It’s For
  • Students ages 10-13 who can work independently on a laptop
Tuition
  • $200
Get Program Details

Many kids already earn money in small ways: babysitting, tutoring, reselling things, or helping out around the neighbourhood.

The Money Club.Org takes that instinct further.

It is a one-week, startup-style program where students learn how money moves by building real product ideas through guided sprints.

Each student researches ideas, creates prototypes, tests concepts, and learns what happens when an idea meets the real world.

That is how they learn:

  • what makes something valuable
  • how pricing works
  • how costs and margins add up
  • why some ideas hold up — and others do not

This is financial literacy, design thinking, and AI applied in practice.

Program Details
Location
  • UTSU Student Commons
  • 230 College Street, Toronto
Dates
  • July 12th–16th, 2027
  • August 9th–13th, 2027
Program Size
  • Limited to 30 participants
Who It’s For
  • Students ages 10-13 who can work independently on a laptop
Tuition
  • $200
Get Program Details

Outcomes

Financial Literacy — How Money Works

Students learn:

  • Cost vs. price vs. margin
  • What makes something profitable
  • How pricing affects decisions
Students working together to package a product

Design Thinking — Build What Works

Students learn how to think like designers

  • Test ideas with real people
  • Use feedback to improve
  • Understand what works and why
Students reviewing design ideas together

Build with AI

Students use AI throughout the program to research, prototype, test, and improve ideas faster.

  • Research markets
  • Analyze information and find opportunities
  • Model simple business cases
  • Create media and marketing
  • Build websites and app concepts
Student presenting ideas in front of a group

Built for Learning — Not Profit

Students and instructors collaborating in class

The Money Club.Org is a nonprofit with open-book finances. No upsells. No hidden costs. Tuition goes directly into instruction, materials, and the student experience.

Help Us Kickstart

To run this summer, we need to secure $61,000 in paid parent participation by June 1, 2027.

That means either:

  • current parent participation
  • limited to 30 participants

Founder Jared Goldberg is personally contributing $15,000 toward the $61,000 goal to help get the program off the ground.

If we hit the threshold, we run.

If not, we build more and try again.

Kickstarter$61,000 Goal$61,000 Goal

Goal Date: June 1st, 2027.

  • Funded $15,000 24.6%
  • Remaining $46,000 75.4%

Where the Program Happens

The Money Club runs at the UTSU Student Commons in downtown Toronto.

Students learn in a small-group, classroom-based setting guided by paid University of Toronto student mentors.

Easy TTC access.

Learn More

Learn More

Curriculum

Build & Sell

Who Runs It

Reserve a Spot

Learn How The Money Club.Org Works

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