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The Money Club.Org

The Money Club.Org logo
A nonprofit teaching financial literacy, design thinking, AI, and public speaking.

Build. Price. Sell.

The Money Club.Org is a startup-style summer program where kids learn how money moves by building real products through guided sprints. Every dollar is visible. Kids receive a $50 build budget to build, price, test and sell a product or service.

This is the model:

  • kids learn financial literacy through radical transparency
  • mentors get meaningful paid work
  • families help kickstart a local feedback loop of learning, demand, and community value

Our problem statement: We are trying to prove that a small, transparent nonprofit can create real value for kids and meaningful work for University of Toronto student mentors.

UTSU Student Commons | Summer 2026
Ages 10–16
July - Aug
9–5 daily
230 College Street
4-Weeks = $1,100
2-Weeks = $550

Free Info Session — Learn About The Money Club.Org

Get Program Details

Built for learning — not profit

The Money Club.Org is a community-first program.

It is not designed to maximize profit. It is designed to teach financial literacy by example.

That's why we run the program using open-book financials — so families can see exactly where tuition goes, and students can learn by watching money move through a real system.

Expenses Where tuition goes for a 10-student cohort

Most revenue goes directly to mentors and program delivery.

  • Instructors $30,558 50.4%
  • Venue Rental $19,567 32.3%
  • Marketing $4,780 7.9%
  • Program Materials $3,000 4.9%
  • Insurance $2,500 4.1%
  • Overhead $264 0.4%

The Money Club.Org is a startup-style summer program where kids learn how money moves by building real products through guided sprints. Every dollar is visible. Kids receive a $50 build budget each student uses to build, price, and sell in the real world.

This is the model:

  • kids learn financial literacy through radical transparency
  • mentors get meaningful paid work
  • families help kickstart a local feedback loop of learning, demand, and community value

Our problem statement: We are trying to prove that a small, transparent nonprofit can create real value for kids and meaningful work for University of Toronto student mentors.

Help Us Kickstart

To run this summer, we need to secure $61,000 in paid parent participation by June 1.

That means either:

  • 60 four-week registrations, or
  • 120 two-week sprints

Founder Jared Goldberg is personally contributing $15,000 toward the $61,000 goal to help get the program off the ground.

If we hit the threshold, we run.

If not, we build more and try again.

Expenses Costs to run the program at the UTSU Student Commons, July & August, with 3 university mentors.

Most revenue goes directly to mentors and program delivery.

  • Instructors $30,558 50.4%
  • Venue Rental $19,567 32.3%
  • Marketing $4,780 7.9%
  • Program Materials $3,000 4.9%
  • Insurance $2,500 4.1%
  • Overhead $264 0.4%

Kickstarter$61,000 Goal$61,000 Goal

Goal Date: June 1st.

  • Funded $15,000 24.6%
  • Remaining $46,000 75.4%
UTSU Student Commons | Summer 2026
Ages 10–16
July - Aug
9–5 daily
230 College Street
4-Weeks = $1,100
2-Weeks = $550

Free Info Session — Learn About The Money Club.Org

Get Program Details Share Program Details

Who Runs It

Student-led support (adult-supervised)

The Money Club.Org is operated by its student leadership team: Sarah D. and Alex G., both students at Humberside Collegiate Institute.

Designed by a practitioner

The Money Club.Org was designed by Jared Goldberg — a product strategist, systems designer, and educator with 15+ years building real-world business platforms.

  • Walmart, Loblaw, and Canadian Tire
  • 10+ years in China-based manufacturing ecosystems
  • Economics, incentives, design thinking, and human behavior
Jared Goldberg Sarah Duong Alex Goldberg

Outcomes

Financial Literacy — How Money Works

Students learn:

  • Cost vs. price vs. margin
  • What makes something profitable
  • How pricing affects decisions
Students working together to package a product

Design Thinking — Build What Works

Students learn how to think like designers

  • Test ideas with real people
  • Use feedback to improve
  • Understand what works and why
Students reviewing design ideas together

Build with AI

Students use AI throughout the program to research, prototype, test, and improve ideas faster.

  • Research markets
  • Analyze information and find opportunities
  • Model simple business cases
  • Create media and marketing
  • Build websites and app concepts
Student presenting ideas in front of a group

Help Us Kickstart

To run this summer, we need to secure $61,000 in paid parent participation by June 1.

That means either:

  • 60 four-week registrations, or
  • 120 two-week sprints

Founder Jared Goldberg is personally contributing $15,000 toward the $61,000 goal to help get the program off the ground.

If we hit the threshold, we run.

If not, we build more and try again.

Kickstarter$61,000 Goal$61,000 Goal

Goal Date: June 1st.

  • Funded $15,000 24.6%
  • Remaining $46,000 75.4%

Where the Program Happens

The Money Club runs at the UTSU Student Commons in downtown Toronto.

Students learn in a small-group, classroom-based setting guided by paid University of Toronto student mentors.

Easy TTC access.

Learn More

Learn More

Curriculum

Build & Sell

Who Runs It

FAQs

Reserve a Spot

Free Info Session — Learn About The Money Club.Org

📅 April 18 • Live video • 30 minutes

We'll walk through the program and answer questions. Save your spot and we'll send the link.

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Small groups • Ages 10–16 • Downtown Toronto • UTSU Student Commons • Snacks provided Ready to register now? Complete registration here →